Investment Referral Programs NZ 2026
Compare AMP KiwiSaver, Sharesies, Hatch, Stake, Tiger Brokers, and Swyftx NZ referral rewards, requirements, and official program pages.
Quick answer: Current NZ offers include $100 KiwiSaver contributions (AMP), $5 credit (Sharesies), $10 NZD top-ups (Hatch), variable rewards that are usually free stock (Stake), up to NZD $150 in vouchers under Tiger’s Standard-member offer, and $10 NZD in Bitcoin (Swyftx). See each program page for requirements and official evidence.
This guide compares referral programs — what you and your friend earn — not brokerage fees or investment returns.
Quick comparison
| Platform | Referrer | Referee | Main requirement | Program page |
|---|---|---|---|---|
| AMP | $100 KiwiSaver contribution | $100 KiwiSaver contribution | Eligible adult joins or transfers online with the code | Details |
| Sharesies | $5 credit | $5 credit | Friend tops up $5+ within 30 days | Details |
| Hatch | $10 NZD account top-up | $10 NZD account top-up | Friend deposits $100 NZD+ within 14 days | Details |
| Stake | Usually free stock; may vary | Usually free stock; may vary | Friend funds at least NZD $50 | Details |
| Tiger Brokers | Up to NZD $150 vouchers | Up to NZD $150 vouchers | Standard reward starts at NZD $0.01 net deposit | Details |
| Swyftx | $10 NZD Bitcoin | $10 NZD Bitcoin | Verify, deposit fiat, trade in 30 days | Details |
AMP KiwiSaver
AMP’s current page lists a one-off $100 KiwiSaver contribution for each eligible party when an adult who is not currently an AMP KiwiSaver Scheme member joins or transfers through the online form with the referral code (official page).
Sharesies
Full program → · Kiwi Coupons link →
Standard offer: $5 credit for each party when an eligible new customer signs up through the link and makes a qualifying Wallet top-up of at least $5 within 30 days (terms).
Hatch
Full program → · Kiwi Coupons link →
The current page lists a $10 NZD account top-up for each party when an eligible new customer deposits at least $100 NZD within 14 days of signing up through the referral link (referral terms).
Stake
Full program → · Kiwi Coupons link →
Stake’s public terms say the invitation controls the exact rewards. Unless stated otherwise, the referrer and new customer’s funding reward are free US-listed stock. New Zealand qualifying funding is at least NZD $50 through Stake (terms).
Tiger Brokers
Tiger’s current campaign lists up to NZD $150 in vouchers for each party under the Standard-member offer. The friend’s net deposit must reach at least NZD $0.01, and daily vouchers accrue only on qualifying days during the 30-day reward period. Read the current invitation page.
Swyftx
Full program → · Kiwi Coupons link →
$10 NZD in Bitcoin each after the friend verifies, deposits fiat, and completes a trade within 30 days (Swyftx NZ referral page).
Frequently asked questions
What is an investment referral program?
When you invite a friend to an investing platform and they meet sign-up and funding rules, both of you may receive account credit, free stock, or trading vouchers. Rules are set by each provider.
What does AMP currently offer for a KiwiSaver referral?
AMP's current page says an eligible referring member and eligible new member each receive a one-off $100 contribution to their AMP KiwiSaver Scheme account.
What are the current Sharesies and Hatch requirements?
Sharesies' standard offer requires a qualifying Wallet top-up of at least $5. Hatch requires an eligible new customer to deposit at least $100 NZD within 14 days of signing up through the link.
Does Stake publish referral terms?
Yes. Stake publishes Wall St Rewards terms. The exact referral invitation can vary, but the standard rewards are usually free stock and New Zealand qualifying funding is at least NZD $50.
How much can you earn from Tiger Brokers referrals?
Tiger's current NZ invitation campaign lists up to NZD $150 in vouchers for each party under the Standard-member offer when the friend maintains the daily net-deposit requirement. Campaign terms apply.
Is Swyftx a share trading app?
No. Swyftx is a cryptocurrency exchange. Its New Zealand referral page says both parties receive $10 NZD in Bitcoin when the friend verifies, deposits fiat, and trades within 30 days.
Where do I get a referral link to share?
Use the provider's official page, app, or account area. Refer NZ explains the programs and does not publish personal referral links.
✓ Guide last verified: July 31, 2026 — Program bonuses change; confirm on each program page or official site.