Best Investment Referral Programs NZ 2026
Compare NZ investment referral programs: Sharesies, Hatch, Stake, Tiger Brokers, Swyftx. What referrers and referees earn, requirements, and official pages.
Quick answer: NZ investment referrals range from $5 credit (Sharesies) and $10 credit (Hatch) to free stock (Stake) and up to $150 vouchers (Tiger Brokers). Swyftx pays $10 AUD in Bitcoin for crypto sign-ups. Details and official links are on each program page.
This guide compares referral programs — what you and your friend earn — not brokerage fees or investment returns.
Quick comparison
| Platform | Referrer | Referee | Main requirement | Program page |
|---|---|---|---|---|
| Sharesies | $5 credit | $5 credit | Friend tops up $5+ within 30 days | Details |
| Hatch | $10 credit | $10 credit | Friend deposits $100+ within 14 days | Details |
| Stake | Free stock | Free stock | Friend funds account (in-app) | Details |
| Tiger Brokers | Up to $150 vouchers | Up to $150 vouchers | Net deposit ≥ $200 NZD | Details |
| Swyftx | $10 AUD Bitcoin | $10 AUD Bitcoin | Verify, deposit, trade in 30 days | Details |
Sharesies
Full program → · Kiwi Coupons link →
Standard offer: $5 for you and $5 for your friend when they sign up via your link and make a qualifying top-up of $5+ within 30 days (terms).
Hatch
Full program → · Kiwi Coupons link →
$10 NZD top-up each when your friend deposits $100 NZD or more within 14 days of signing up (referral terms).
Stake
Full program → · Kiwi Coupons link →
Free US stock for referrer and referee when the friend funds their account. Managed in the Stake app — no public referral landing page.
Tiger Brokers
Full program → · Kiwi Coupons link →
Campaign-based trading vouchers (up to NZD $150 each for Standard members when deposit rules are met). Read the live invitation page before referring.
Swyftx
Full program → · Kiwi Coupons link →
$10 AUD in Bitcoin each after the friend completes KYC, deposits, and a trade within 30 days (Swyftx help).
Last verified: May 2026. For sign-up links, see Kiwi Coupons investment coupons.
Frequently asked questions
What is an investment referral program?
When you invite a friend to an investing platform and they meet sign-up and funding rules, both of you may receive account credit, free stock, or trading vouchers. Rules are set by each provider.
Which investment app has the easiest referral program?
Sharesies currently requires only a $5 qualifying top-up for a $5/$5 bonus. Hatch requires a $100 deposit within 14 days for $10 each. Complexity varies — see each program page.
Is Stake's referral program on a public web page?
No. Stake runs referrals in the app. Refer NZ links to Stake’s referral terms; use Kiwi Coupons for a live referral link example.
How much can you earn from Tiger Brokers referrals?
Tiger’s NZ invitation campaign can pay up to NZD $150 in trading vouchers per qualified friend (Standard tier), paid as daily vouchers when net deposit rules are met. Campaign terms apply.
Is Swyftx a share trading app?
No. Swyftx is a cryptocurrency exchange. Both parties can receive $10 AUD in Bitcoin when the friend verifies, deposits, and trades within 30 days.
Are referral bonuses financial advice?
No. This guide describes marketing programs only. Investing involves risk. Read each provider’s PDS and terms.
Where do I get a referral link to share?
Refer NZ explains programs; Kiwi Coupons publishes working referral links for several investment apps.
✓ Guide last verified: May 21, 2026 — Program bonuses change; confirm on each program page or official site.